How many times, whether in the last year or over the course of your tenure as a savvy workers’ compensation practitioner, have you received a Claim Petition, alleging a work-related injury occurring in the alleged course and scope of employment, against an insured, who then proceeds to tell you that the injury was never reported, as the Claimant is not an employee, as the insured contends that the Claimant is an independent contractor, for whom no payroll-based premium has ever been collected?